Instamonie

Money fast

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How much do you need?
₱  1,500
₱ 500
₱ 25,000
How much do you need?
₱  1,500
₱ 500
₱ 25,000
Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Apply Now

Immediately

Your loan in less than 15 minutes without leaving home

Simply

Minimum of documents and the easiest application procedure

Beneficial

Interest-free loan for all new customers

Perfectly fit

The approved loan is transferred to the account within a few minutes after signing the documents

What do I need to get a loan?

Bank account details

from 18 to 80 years old

Passport details

Phone number and email

Three Simple Steps

1

Just compare the offers that are most suitable

Find the best offers from the presented ones, and click "Get"

2

Apply

Send a request to 2-3 companies. This will increase the chances of getting a loan

3

Get the money

As soon as the loan is approved, the money will come to your bank account immediately

The best solutions have been prepared for you

09:59

Thank you for your feedback on our loan matching service

Christian

This is the greatest company, like a true friend. Just apply, and it will help you for sure, no questions asked. I’ll definitely use this company’s services and recommend it to all my friends. Thank you very much and good luck!

Jacob

Everyone has good days and bad days, and I’m no exception. I needed money urgently but had trouble with my credit history. Then I came across instamonie.com and they helped me pick an offer. Ever since, I’m a loyal customer of theirs:)

Mark

Thanks to instamonie.com for giving me a loan for 20 days, practically interest free. They saved me when I needed to make an important purchase.

Discover the perfect offer!

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Material Disclosure

instamonie.com is not a lender, nor does it take any decisions regarding loans. instamonie.com finds lenders for customers based on their application information. It earns a commission, paid by the lender, for providing advertising services. We cannot guarantee that a lender will accept your application or that they will offer you loan terms that will suit your needs. Not all lenders can provide loans of up to ₱ 25 000. The time it takes to process and transfer a loan depends on the lender. This website does not directly endorse any particular product or service. Any information on this website is approximate in nature. Some lenders may perform a credit check with a credit reporting agency as a loan condition.

Repayment Periods and Interest Rates

The loans offered on instamonie.com have a minimum repayment period of 120 days (four months) and a maximum of 180 days (six months). APRs range from 0% to 36%. Interest rates vary from lender to lender.

Collection Process

Please contact the lender directly if you are having trouble repaying. They will be able to discuss payment options with you. The lender reserves the right to give your information to a third-party collection agency, should the situation remain unresolved.

Consequences of Default

If you cannot repay on time, your lender may start the collection process as per the loan agreement. Your lender will often contact you to arrange an alternative repayment schedule. This could result in additional fees or interest. Lenders also have an option to file a lawsuit against you. Consider contacting your lender before missing a payment to find out what collection policy they have and discuss your repayment options.

Late Payments

Please contact your lender directly if you think that you cannot repay your loan on time. Lenders may be able to extend or renew your loan under the initial terms and conditions. Terms and late payment options vary by lender. Please note that late payments may result in additional fees or interest and may also negatively affect your credit score.

Loan Extension Policy

If you would like to extend your loan, you should contact your lender before missing a payment. Most lenders charge the same interest rate and commissions for another month on the total amount due. The loan may be renewed or extended automatically in the event of late or nonpayment. Additional interest and/or fees may be charged to your account. Please, think carefully before extending your loan, as doing so may substantially increase the amount you pay.
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