Instamonie

Fast money

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How much do you need?
₱  1,500
₱ 500
₱ 25,000
How much do you need?
₱  1,500
₱ 500
₱ 25,000
Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Get It Today

Available

Your loan in less than 15 minutes without leaving home

Simply

When filling out an online loan application, you only need identity documents

Сoncessionary

Interest-free loan for all new customers

Convenient

As soon as the loan is approved and the contract is concluded, the money will arrive within a few minutes

Requirements:

Bank account of an individual

Only from the age of 18

Identity document

Phone and email

How to Get a Loan

1

Compare all the offers and choose the best

Find the best offers from the presented ones, and click "Get"

2

Apply

To increase the chances of getting a loan, send a request to several organizations

3

Get your money

If the response to the application is positive, the loan will be received within a couple of minutes

Hurry up to get the best offer!

09:59

Your feedback motivates us. More than 10,000 people have received money thanks to our service

Nathaniel

I’ve got a bad credit history, but no more knocking at the bank doors for nothing for me since this service emerged. Thank you!

Jacob

I made a lot of purchases before the holiday season, so I was unable to save enough for my current expenses. I really needed money badly, which is why I ended up looking for help at instamonie.com. I don’t use such kind of companies often, but this time I had no choice. Still, I got the help I needed. I also had a bank loan I was paying back. No problem. Everything regarding my credit history was totally transparent and positive.

Gabriel

I really had to buy medicins when I ended up in a hospital, and I was too ashamed to ask my children for help. Thank you instamonie.com for your website simplicity. I borrowed money until my retirement check arrived and paid it back in full in just three weeks.

Discover the perfect offer!

Frequently asked questionsPrivacy policyContactsCommission and Fees
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Material Disclosure

instamonie.com is not a lender, nor does it take any decisions regarding loans. instamonie.com finds lenders for customers based on their application information. It earns a commission, paid by the lender, for providing advertising services. We cannot guarantee that a lender will accept your application or that they will offer you loan terms that will suit your needs. Not all lenders can provide loans of up to ₱ 25 000. The time it takes to process and transfer a loan depends on the lender. This website does not directly endorse any particular product or service. Any information on this website is approximate in nature. Some lenders may perform a credit check with a credit reporting agency as a loan condition.

Maximum/Minimum Repayment Periods and Maximum Interest Rate

The APR is the cost of borrowing a loan, expressed as a nominal annual interest rate. As instamonie.com is a credit broker and not a lender, we cannot guarantee a particular annual percentage rate. Annual percentage rates typically range from 0% to 36%. Repayment periods for loan products usually range from four months to six months. Before accepting a lender’s offer through our system, please make sure to read through the loan agreement carefully, since interest rates and repayment terms may differ from those listed on this website.

Collection Process

Please contact the lender directly if you are having trouble repaying. They will be able to discuss payment options with you. The lender reserves the right to give your information to a third-party collection agency, should the situation remain unresolved.

Consequences of Nonpayment

instamonie.com always recommends repaying on time. If you cannot, each lender has their own policies on fees/interest and how they handle debt collection. Most lenders will contact you by regular mail, email, or phone to change your payment terms. Nonpayment may result in penalties and/or increased interest. We recommend that you contact your lender as soon as you know there is an issue; otherwise, your credit history may get affected.

Late Payments

If you are unable to repay within the loan period, you need to contact your lender right away. Lenders may charge a fee for late payments, which averages about 0.03% of the amount owed for personal loans and credit cards. Please remember that you will likely incur additional fees if you pay late or not at all, which could add up. For more information about late payment fees, please contact your lender directly and be sure you have read the terms in your loan agreement.

Extension Policy

If you wish to renew or extend your current loan, please contact your lender as soon as you can before your payment date. Although some lenders may extend your loan with the same terms as the original loan, each lender has their own extension policy and may charge additional fees or interest. Sometimes, renewals may be processed automatically. Please consider the decision to extend your loan very carefully and seek independent financial advice if necessary.

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Address: Paadi tee 3, Haabneeme, 74001 Harju maakond, Estonia.