Useful Information

How do I apply for a loan through instamonie.com?

You can apply online with our simple form, and we will find a lender that will suit for you.

Is instamonie.com free?

You will NEVER have to pay for our services. instamonie.com is 100% free.

What’s the most I can get?

Anywhere from ₱ 500 to ₱ 25 000.

Who can get a loan through instamonie.com?

Each institution has its own borrower requirements. Overall, you must be a citizen of the Philippines over the age of 18 with a valid SSS, TIN, or UMID card; you must also have a source of income and be able to provide a valid debit card or bank account number.

I have a poor credit history. Can I apply?

Perfect credit histories are less common than you think. If you don’t have any open delinquencies, you will most likely get a loan.

Can I pay off my loan early?

Yes, you can repay your loan at any point before it expires.

What are my options if I have trouble paying my loan back?

It is important to be certain that you are able to pay within the given timeframe before applying. If your situation changes, and you are concerned that you cannot repay your loan, it is best to contact your lender right away to find out which options are available. If you are experiencing financial issues and have a mounting debt, we strongly recommend you not taking any more loans from any lending institution, and that you immediately seek independent financial advice.

When do I have to repay my loan?

Although repayment periods and terms vary, the type of product you apply for will matter when it comes to repaying your loan. Your loan agreement will give you detailed information regarding when payments start, how often and when they occur, and how long the repayment period lasts.